{"id":4844,"date":"2020-10-08T08:00:38","date_gmt":"2020-10-08T13:00:38","guid":{"rendered":"https:\/\/www.harveker.com\/blog\/?p=4844"},"modified":"2025-04-06T16:46:31","modified_gmt":"2025-04-06T16:46:31","slug":"steps-to-master-money-management","status":"publish","type":"post","link":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/","title":{"rendered":"3 Simple Steps to Master Money Management"},"content":{"rendered":"<p><iframe src=\"https:\/\/www.youtube.com\/embed\/DYawDG-JkiM\" width=\"800\" height=\"455\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p class=\"p1\"><b>Let\u2019s face it \u2014 one of the hardest things about money is learning how to manage it well.<\/b><\/p>\n<p class=\"p1\">In the video above, I\u2019ll share the exact strategies I, and thousands of my students used to master money and become financially free. If you want to learn more, read on.<\/p>\n<h2>Your Financial Success Is Largely Based On How You Manage Your Money<\/h2>\n<p class=\"p4\"><span class=\"s1\">The single most important difference between financial success and financial failure is how you manage money. <\/span><\/p>\n<p class=\"p4\"><span class=\"s1\">Mastering money management is what allows you to create financial freedom \u2014 and with that freedom comes the ability to do what you want with your time, instead of being driven by the need to work just to stay afloat.\u00a0<\/span><\/p>\n<p class=\"p4\"><span class=\"s1\">Most of us dream of achieving <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/biggest-financial-misconception\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s3\">financial freedom<\/span><\/a><\/span> \u2014 that moment when we don\u2019t have to worry about how we\u2019re going to pay the bills or make rent, when all our basic needs are provided for.\u00a0<\/span><\/p>\n<p class=\"p4\"><span class=\"s1\">But financial freedom can only happen when there\u2019s enough money left to set aside for whatever we desire, whether that\u2019s paying off debt, recreation, or a long vacation. And at the end of the day, that\u2019s what we\u2019re all aiming for.<\/span><\/p>\n<p class=\"p4\"><span class=\"s1\">Everybody I\u2019ve ever talked to wants to be financially free. I\u2019ve never met anybody that doesn\u2019t want that. But financial freedom isn\u2019t possible unless you master <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/6-step-money-managing-system\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s3\">managing your money well<\/span><\/a> <\/span>using key strategies to help you get to financial freedom and build long-term wealth.\u00a0<\/span><\/p>\n<p class=\"p5\"><span class=\"s1\"><b>In order to really manage our money well, read on to discover a few key principles to keep in mind&#8230;\u00a0<\/b><\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-6114\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/Financial-goals-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals-1024x768.jpg 1024w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals-300x225.jpg 300w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals-768x576.jpg 768w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><b><\/b><\/p>\n<h2 class=\"p1\"><b>1. If You Can Manage A Little Bit Of Money, You Can Manage A Lot\u00a0<\/b><\/h2>\n<p class=\"p7\"><span class=\"s1\">No matter where I am in the world, if I\u2019m talking about money, I always get the same question: \u201cHarv, I don\u2019t have a lot of money, in fact, I don\u2019t have any extra, so how do I manage it?\u201d\u00a0<\/span><\/p>\n<p class=\"p7\"><span class=\"s1\">To answer that question, I share <\/span><span class=\"s5\">a very simple analogy:<\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">Imagine that you had a certain amount of money and you went to the grocery store once a week. Let&#8217;s say you spend $200 at the grocery store to buy your food for the week. When you get home at noon, you decide to have lunch. Are you gonna eat all of the food? Of course you\u2019re not going to eat all the food in one sitting \u2014 you bought it for the whole week! Instead, you&#8217;re going to manage it so that it <i>lasts<\/i> you the entire week. Yes or yes?\u00a0<\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">The same principle applies when it comes to your money:<\/span><\/p>\n<p class=\"p8\"><strong><span class=\"s1\">You&#8217;ve got to manage your money and manage it properly so that it lasts.\u00a0<\/span><\/strong><\/p>\n<p class=\"p8\"><span class=\"s1\">Here&#8217;s the thing, no matter how much income you do have coming in, you&#8217;ve got to manage it. And here&#8217;s why:<b>\u00a0<\/b><\/span><\/p>\n<h3 class=\"p9\"><span class=\"s1\">We are creatures of habit.\u00a0<\/span><\/h3>\n<p class=\"p8\"><span class=\"s1\">So if you are not in the habit of managing your money, when you start having MORE money coming in, guess what&#8217;s going to happen? You&#8217;re still not going to manage your money. And it&#8217;s all going to disappear, and you\u2019ll be left wondering why you just can\u2019t seem to do well financially \u2014 let alone get rich!<\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">So even if you have $1 in income, you need to learn how to manage that $1. And if you can do that, you will strengthen the habit of money management.\u00a0<\/span><\/p>\n<p class=\"p7\"><span class=\"s1\">At my <i>Millionaire Mind Intensive<\/i> course, and in part of my book, &#8220;<span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.amazon.com\/Secrets-Millionaire-Mind-Mastering-Wealth\/dp\/0060763280\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s6\"><i>Secrets of the Millionaire Mind<\/i><\/span><\/a>&#8220;<\/span>, I teach a very effective money management method\u2014 designed specifically to get you to <\/span><span class=\"s5\">financial freedom.\u00a0<\/span><\/p>\n<p class=\"p10\"><span class=\"s7\">It\u2019s called the <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/6-step-money-managing-system\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s8\"><b>JARS money management system<\/b><\/span><\/a><\/span><b>.<\/b><\/span><\/p>\n<p class=\"p7\"><span class=\"s1\">Basically, using this system, you split your money up into<b> six different accounts<\/b>, and you have percentages of your income to put into each account. You can use bank accounts or actual jars and divide any income you receive into the jars (or accounts) <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/6-step-money-managing-system\/\"><span class=\"s8\">using these percentages as a guide.<\/span><\/a>\u00a0<\/span><\/span><\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/harvekeronline.com\/6-jars-exercise\/?utm_campaign=limitingbeliefs_lm_content&amp;utm_medium=post&amp;utm_source=blog&amp;utm_content=blog-money-management&amp;utm_term=cta\" target=\"_blank\" rel=\"noopener noreferrer\">Here&#8217;s a FREE worksheet that will help you calculate how much of your income to put into the 6 jars.<\/a> <\/span><\/h3>\n<h3 class=\"p1\"><img decoding=\"async\" class=\"aligncenter size-large wp-image-6116\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/money-plant-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/money-plant-1024x768.jpg 1024w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/money-plant-300x225.jpg 300w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/money-plant-768x576.jpg 768w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/money-plant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<p class=\"p8\"><span class=\"s1\">Bottomline:\u00a0<\/span><\/p>\n<h3 class=\"p9\"><span class=\"s1\">As you work toward financial freedom, you have to master the habit of money management.\u00a0<\/span><\/h3>\n<p class=\"p8\"><span class=\"s1\">Money management is the key building block of financial success, whether you\u2019re just starting out or you\u2019re a millionaire, because the habit is way more important than the amount. <\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">Let me say that again&#8230;<\/span><\/p>\n<p class=\"p8\" style=\"text-align: center;\"><span class=\"s1\"><b><i>The habit of managing your money is way more important than the amount<\/i><\/b>.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">So, before you try to do anything else, it\u2019s time to take control of your money. When you master your money, you\u2019ll be putting yourself on the fast track to wealth and success.<\/span><\/p>\n<p class=\"p11\" style=\"text-align: center;\"><img decoding=\"async\" class=\"aligncenter wp-image-4850\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/Money-management-quote-1.png\" alt=\"\" width=\"636\" height=\"533\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Money-management-quote-1.png 940w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Money-management-quote-1-300x251.png 300w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Money-management-quote-1-768x644.png 768w\" sizes=\"(max-width: 636px) 100vw, 636px\" \/><b><\/b><\/p>\n<h2 class=\"p1\"><b>2. Earn More Money By Solving More Problems<\/b><\/h2>\n<p class=\"p8\"><span class=\"s1\">Once you\u2019ve mastered the habit of managing your money, your goal should be to <strong>maximize what you can earn.\u00a0<\/strong><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">When I was younger, I wanted to earn as much money as fast as I could. I tried every business venture I could get my hands on. And no matter how hard I tried, I just couldn\u2019t make any business work.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">And the primary reason for that was that I was focused only on myself making money and not focused on helping others!<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">In fact, I believe most business success comes down to one factor, and one factor only: <strong>whether your business<span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"https:\/harveker.com\/blog\/choose-right-business-make-more-money\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"s8\">focuses on solving problems<\/span><\/a> <span style=\"color: #000000;\">for other people.<\/span><\/span><\/strong><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">It doesn\u2019t matter whether it\u2019s a big problem or a small problem. And you don\u2019t have to be smart, unique, good-looking, or have some special or unusual skill to be massively successful.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">All you need is a product or service that solves problems for others.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Think about it like this\u2026<\/span><\/p>\n<blockquote>\n<p class=\"p13\"><strong><span class=\"s1\">If you solve a problem for <i>one<\/i> person, you earn <i>one<\/i> money<\/span><\/strong><\/p>\n<p class=\"p13\"><strong><span class=\"s1\">If you solve a problem for <i>some<\/i> people, you earn <i>some <\/i>money.<\/span><\/strong><\/p>\n<p class=\"p13\"><strong><span class=\"s1\">If you solve a problem for <i>lots <\/i>of people, you earn <i>lots <\/i>of money.<\/span><\/strong><\/p>\n<\/blockquote>\n<p class=\"p13\"><span class=\"s1\">What do you spend your hard-earned money on every month? I\u2019m sure you\u2019ll see lots of products and services for solving your problems and making your life easier. True or true?<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b>When you focus on solving problems for as many people as you can, money is the natural result.\u00a0<\/b><\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4851 \" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/make-money-help-people-quote-1.png\" alt=\"\" width=\"675\" height=\"566\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/make-money-help-people-quote-1.png 940w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/make-money-help-people-quote-1-300x251.png 300w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/make-money-help-people-quote-1-768x644.png 768w\" sizes=\"(max-width: 675px) 100vw, 675px\" \/><\/p>\n<h2 class=\"p1\"><b>3. Make Your Money Work <i>For<\/i> You\u00a0<\/b><\/h2>\n<p class=\"p1\"><span class=\"s1\">I often come across students with a chunk of savings or high income who want to know how to really maximize their money. For them, and for you today, I have some advice.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Many people believe that you should either get rich quickly OR work until you retire to become financially free.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">But being rich doesn\u2019t necessarily mean you\u2019re financially free, <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/biggest-financial-misconception\/\"><span class=\"s8\">a misconception<\/span><\/a> <\/span>believed by 95% of people. And you don\u2019t have to work tireless hours and wait to retire to enjoy financial freedom!<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you\u2019re not experiencing financial freedom right now, it\u2019s not because you\u2019ve done anything wrong. Like most people, you probably just haven\u2019t mastered the art of investing or <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/make-passive-income\/\"><span class=\"s8\">creating passive income<\/span><\/a> <\/span>\u2014 money you earn, whether you\u2019re actively working or not.\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The goal is to <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/ftf\/invite\/?utm_campaign=ffc_content&amp;utm_medium=post&amp;utm_source=blog&amp;utm_content=ftf-blog-create-passive-income&amp;utm_term=cta\"><span class=\"s8\">make your money work for you<\/span><\/a> <\/span>\u2014 instead of YOU working for your money \u2014 by creating systems of investments or passive income that will result in ongoing cash flow.\u00a0<\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">Opportunities to create passive income include investments like bank and government bonds, corporate bonds, t-bills, or rental property income. <\/span><span class=\"s1\">You can also focus on creating a business that generates passive income. <\/span><\/p>\n<p class=\"p8\"><span class=\"s1\">Be sure to build a business that has the potential to be<span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/6-steps-for-wealth-in-business\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>systemized<\/strong><\/a> <\/span>so that it can work without you. That way, money will continue to flow in, whether you\u2019re putting in the hours or not.<\/span><\/p>\n<p>Here&#8217;s a very informative infographic that outlines 8 examples of creating passive income:<\/p>\n<h3 class=\"entry-title\" style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/blog\/passive-income-types-infographic\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>How To Earn Passive Income: 8 Ways To Get Financially Free [Infographic]<\/em><\/a><\/span><\/h3>\n<h3 class=\"p1\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-6117\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/Make-your-money-work-for-you-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Make-your-money-work-for-you-1024x768.jpg 1024w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Make-your-money-work-for-you-300x225.jpg 300w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Make-your-money-work-for-you-768x576.jpg 768w, https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Make-your-money-work-for-you.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<p class=\"p1\"><strong><span class=\"s1\">Managing your money is one of the 8 essential elements you MUST have in place to become financially free&#8230;<\/span><\/strong><\/p>\n<p class=\"p1\"><span class=\"s1\">Want to learn the other 7 and get on the quickest and simplest path to freedom?\u00a0\u00a0<\/span><\/p>\n<p class=\"p15\"><span class=\"s1\"><b>Then watch my FREE signature web class called,<\/b><\/span><\/p>\n<h3 class=\"p16\" style=\"text-align: center;\"><span class=\"s8\"><a href=\"https:\/\/www.harveker.com\/ftf-trailer\/invite\/?utm_campaign=ffc_content&amp;utm_medium=post&amp;utm_source=blog&amp;utm_content=blog-money-management&amp;utm_term=cta\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #0000ff;\"><i>The Fastrack To Freedom:<\/i><\/span><span class=\"s11\"><br \/>\n<\/span><\/a><\/span><span class=\"s1\">\u201c8 Critical Elements To Becoming Financially Free Quickly\u201d<\/span><\/h3>\n<p class=\"p1\"><span class=\"s1\"><b>In this web class, you\u2019ll learn,<\/b><\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">My FreedomFirst formula will help you never \u201chave\u201d to work again.<br \/>\n<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">The ugly truth about why most people don\u2019t become free, and how to beat the odds with a simple mindset shift.<br \/>\n<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">A unique technique that could accelerate your path to freedom. (You\u2019ll be shocked at how simple it is!)<br \/>\n<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">And much, much more!<br \/>\n<\/span><\/li>\n<\/ul>\n<p class=\"p1\"><strong><span class=\"s1\">This class is absolutely FREE to attend&#8230;<\/span><\/strong><\/p>\n<h3 class=\"p16\" style=\"text-align: center;\"><span class=\"s8\" style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.harveker.com\/ftf-trailer\/invite\/?utm_campaign=ffc_content&amp;utm_medium=post&amp;utm_source=blog&amp;utm_content=blog-money-management&amp;utm_term=cta\" target=\"_blank\" rel=\"noopener noreferrer\">Just click here<\/a><\/span><span class=\"s1\"> to watch your FREE training. See you there!<\/span><\/h3>\n<p><a href=\"https:\/\/www.harveker.com\/ftf-trailer\/invite\/?utm_campaign=ffc_content&amp;utm_medium=post&amp;utm_source=blog&amp;utm_content=blog-money-management&amp;utm_term=cta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3870 size-large\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2019\/12\/fastrack-to-freedom-class-banner-compressor-1024x538.jpg\" alt=\"t harv eker free class &quot;fastrack to freedom&quot;\" width=\"1024\" height=\"538\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2019\/12\/fastrack-to-freedom-class-banner-compressor-1024x538.jpg 1024w, https:\/\/www.harveker.com\/blog\/files\/2019\/12\/fastrack-to-freedom-class-banner-compressor-300x158.jpg 300w, https:\/\/www.harveker.com\/blog\/files\/2019\/12\/fastrack-to-freedom-class-banner-compressor-768x403.jpg 768w, https:\/\/www.harveker.com\/blog\/files\/2019\/12\/fastrack-to-freedom-class-banner-compressor.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<p class=\"p7\"><strong><span class=\"s1\">Do you have other creative and effective ways to manage your money well? What\u2019s worked for you? Leave a comment below!<\/span><\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-1460\" src=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2017\/10\/harv-gold-sig-300x120.png\" alt=\"\" width=\"300\" height=\"120\" srcset=\"https:\/\/www.harveker.com\/blog\/files\/2017\/10\/harv-gold-sig-300x120.png 300w, https:\/\/www.harveker.com\/blog\/files\/2017\/10\/harv-gold-sig-768x308.png 768w, https:\/\/www.harveker.com\/blog\/files\/2017\/10\/harv-gold-sig.png 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p class=\"p1\"><span class=\"s1\">\u00a0\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s face it \u2014 one of the hardest things about money is learning how to manage it well. In the video above, I\u2019ll share the exact strategies I, and thousands of my students used to master money and become financially free. If you want to learn more, read on. Your Financial Success Is Largely Based&#8230;<\/p>\n","protected":false},"author":5,"featured_media":6114,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[19,28],"tags":[18,100],"class_list":{"0":"post-4844","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-money-and-finance","8":"category-money-management","9":"tag-financial-freedom","10":"tag-money-management","11":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3 Simple Steps to Master Money Management - T. Harv Eker Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Simple Steps to Master Money Management - T. Harv Eker Blog\" \/>\n<meta property=\"og:description\" content=\"Let\u2019s face it \u2014 one of the hardest things about money is learning how to manage it well. In the video above, I\u2019ll share the exact strategies I, and thousands of my students used to master money and become financially free. If you want to learn more, read on. Your Financial Success Is Largely Based...\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\" \/>\n<meta property=\"og:site_name\" content=\"T. Harv Eker Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-08T13:00:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-06T16:46:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/Financial-goals.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"T. Harv Eker\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"T. Harv Eker\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\"},\"author\":{\"name\":\"T. Harv Eker\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/5f893c81d35b5ff2238a90fc668d541f\"},\"headline\":\"3 Simple Steps to Master Money Management\",\"datePublished\":\"2020-10-08T13:00:38+00:00\",\"dateModified\":\"2025-04-06T16:46:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\"},\"wordCount\":1464,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg\",\"keywords\":[\"financial freedom\",\"money management\"],\"articleSection\":[\"Money and Finance\",\"Money Management\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\",\"url\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\",\"name\":\"3 Simple Steps to Master Money Management - T. Harv Eker Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg\",\"datePublished\":\"2020-10-08T13:00:38+00:00\",\"dateModified\":\"2025-04-06T16:46:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage\",\"url\":\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg\",\"contentUrl\":\"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg\",\"width\":1200,\"height\":900},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.harveker.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Simple Steps to Master Money Management\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#website\",\"url\":\"https:\/\/www.harveker.com\/blog\/\",\"name\":\"T. Harv Eker Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.harveker.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#organization\",\"name\":\"T. Harv Eker Blog\",\"url\":\"https:\/\/www.harveker.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.harveker.com\/blog\/files\/2026\/02\/harv-signature_header.png\",\"contentUrl\":\"https:\/\/www.harveker.com\/blog\/files\/2026\/02\/harv-signature_header.png\",\"width\":170,\"height\":52,\"caption\":\"T. Harv Eker Blog\"},\"image\":{\"@id\":\"https:\/\/www.harveker.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/5f893c81d35b5ff2238a90fc668d541f\",\"name\":\"T. Harv Eker\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9580555227bec02e85de3be83d13aa0b353d809c41024e1217e1271ab20029f2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9580555227bec02e85de3be83d13aa0b353d809c41024e1217e1271ab20029f2?s=96&d=mm&r=g\",\"caption\":\"T. Harv Eker\"},\"url\":\"https:\/\/www.harveker.com\/blog\/author\/harveker\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Simple Steps to Master Money Management - T. Harv Eker Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/","og_locale":"en_US","og_type":"article","og_title":"3 Simple Steps to Master Money Management - T. Harv Eker Blog","og_description":"Let\u2019s face it \u2014 one of the hardest things about money is learning how to manage it well. In the video above, I\u2019ll share the exact strategies I, and thousands of my students used to master money and become financially free. If you want to learn more, read on. Your Financial Success Is Largely Based...","og_url":"http:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/","og_site_name":"T. Harv Eker Blog","article_published_time":"2020-10-08T13:00:38+00:00","article_modified_time":"2025-04-06T16:46:31+00:00","og_image":[{"width":1200,"height":900,"url":"https:\/\/www.harveker.com\/blog\/wp-content\/blogs.dir\/4\/files\/2020\/10\/Financial-goals.jpg","type":"image\/jpeg"}],"author":"T. Harv Eker","twitter_card":"summary_large_image","twitter_misc":{"Written by":"T. Harv Eker","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#article","isPartOf":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/"},"author":{"name":"T. Harv Eker","@id":"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/5f893c81d35b5ff2238a90fc668d541f"},"headline":"3 Simple Steps to Master Money Management","datePublished":"2020-10-08T13:00:38+00:00","dateModified":"2025-04-06T16:46:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/"},"wordCount":1464,"commentCount":0,"publisher":{"@id":"https:\/\/www.harveker.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage"},"thumbnailUrl":"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg","keywords":["financial freedom","money management"],"articleSection":["Money and Finance","Money Management"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/","url":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/","name":"3 Simple Steps to Master Money Management - T. Harv Eker Blog","isPartOf":{"@id":"https:\/\/www.harveker.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage"},"image":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage"},"thumbnailUrl":"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg","datePublished":"2020-10-08T13:00:38+00:00","dateModified":"2025-04-06T16:46:31+00:00","breadcrumb":{"@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#primaryimage","url":"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg","contentUrl":"https:\/\/www.harveker.com\/blog\/files\/2020\/10\/Financial-goals.jpg","width":1200,"height":900},{"@type":"BreadcrumbList","@id":"https:\/\/www.harveker.com\/blog\/steps-to-master-money-management\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.harveker.com\/blog\/"},{"@type":"ListItem","position":2,"name":"3 Simple Steps to Master Money Management"}]},{"@type":"WebSite","@id":"https:\/\/www.harveker.com\/blog\/#website","url":"https:\/\/www.harveker.com\/blog\/","name":"T. Harv Eker Blog","description":"","publisher":{"@id":"https:\/\/www.harveker.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.harveker.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.harveker.com\/blog\/#organization","name":"T. Harv Eker Blog","url":"https:\/\/www.harveker.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.harveker.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.harveker.com\/blog\/files\/2026\/02\/harv-signature_header.png","contentUrl":"https:\/\/www.harveker.com\/blog\/files\/2026\/02\/harv-signature_header.png","width":170,"height":52,"caption":"T. Harv Eker Blog"},"image":{"@id":"https:\/\/www.harveker.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/5f893c81d35b5ff2238a90fc668d541f","name":"T. Harv Eker","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.harveker.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9580555227bec02e85de3be83d13aa0b353d809c41024e1217e1271ab20029f2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9580555227bec02e85de3be83d13aa0b353d809c41024e1217e1271ab20029f2?s=96&d=mm&r=g","caption":"T. Harv Eker"},"url":"https:\/\/www.harveker.com\/blog\/author\/harveker\/"}]}},"_links":{"self":[{"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/posts\/4844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/comments?post=4844"}],"version-history":[{"count":4,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/posts\/4844\/revisions"}],"predecessor-version":[{"id":6618,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/posts\/4844\/revisions\/6618"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/media\/6114"}],"wp:attachment":[{"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/media?parent=4844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/categories?post=4844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harveker.com\/blog\/wp-json\/wp\/v2\/tags?post=4844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}