Even if you have little to no spare money, with the right investment strategies you can start earning passive income. All it takes is a little research and a commitment to act now instead of putting it off until later.
Investment Strategies That Don’t Require Large Investments
It’s unfortunate but, over these last few years, I have gotten a lot of questions coming from people who are plagued with debt. People say things like, “I feel stuck because I want to invest and create passive income, but I don’t have enough money to invest?”
This is gold so pay attention here: The habit of investing is much more important than the amount. The amount that you invest makes no difference whatsoever.
If you’re in America, I don’t care if you start with $1 a month. You could be a homeless person and start with $1 a month. Beg for one more dollar and then follow an investment strategy to earn on that $1.
You may ask, “What kind of investment am I going to get for $1?” You start with $1 and then you’ll eventually have $10, and maybe by then you can do $2 every time. Then you do $4. Pretty soon you’ll have $100.
If you have $100, you can invest. There are thousands of stocks you can buy. There are a lot of mutual funds you could buy. It doesn’t matter.

Don’t Wait to Start Investing and Earning
The point is this: To wait until you have money to start investing is insane because it’s not going to work. First, by the time you do have money that will take forever. Second, there’s magic in telling the universe that you are intent on investing and earning passive income by doing it.
You can tell the universe, “I intend on investing. I intend on earning passive income. Send me lots of opportunities and money,” but the universe is going to say, “Nice try. Talk is cheap. Show me you can do it.” You’re going to say, “Universe, when I have a lot of money, then I’m going to invest.” Then the universe is going to say, “That’s good. Wake me up then.”
There is magic in doing and there’s magic in action. The first path toward passive income comes from developing the habit of investing.
The second path comes from passive income businesses.
Investment Strategies for New Investors
If you’re in a pinch where you don’t have more than a few months to make a lot of money, or don’t have a lot of money right now to invest, then start with what you have or start with no money.
Here are two investment strategies to follow:
- No Money Real Estate Investments. This actually takes zero money. I ain’t the guy to teach you how to do this, but I know 20 people right now that teach no-money real estate. It all starts with finding a problem that someone has. They need to get out of their house and either they don’t need the money right now or they don’t need your money right now. In other words, you find a way to finance it. Even in this market lots of people flip real estate successfully. Why can’t you?!?
- First Sell, Then Buy. When I started my fitness business I was $2,000 in debt. I borrowed $2,000 on my Visa card, for goodness sake. Then I got a line of credit with one piece of equipment. From that one piece of equipment, I took deposits from clients and put together about $50,000 from those deposits and then I bought the equipment. I delivered all of that and made myself about $8,000 or $9,000. I pocketed that and did the whole thing again. First sell, then buy.
Don’t give me this stuff and say, “I’ve got no money, so I can’t invest,” or “I’ve got no money so I can’t start a business.” That’s crap. I don’t start any businesses with any money. I never have. Also, lots of people still have their saving accounts or jar-equivalents. If you can buy a daily cup of coffee, you can start collecting savings to begin small investments.
I have whole courses that unravel fears, blocks, obstacles, etc. Sometimes, though, just a little common sense can go a long way. We’re rarely as helpless to move forward as we trick ourselves into believing. As trite as it sounds, its’ true: where there is a will, a way reveals itself.
Freedom isn’t an event, a goal, a destination. Freedom is a mindset. It’s your thoughts and actions. Don’t wait to be free to be free. Save, invest and be creative on your path to financial freedom now.
For Your Freedom,

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Excelente punto de vista, me encanta la manera como das la idea, es excelente para mí, gracias, gracias, gracias, saludos
Excellent article. A solution for homeless people – this is extraordinary!