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How To Transform Your Thoughts, Feelings, And Beliefs Around Money

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It’s true that money can’t buy you happiness… but be careful telling that to the people struggling with finances and responsibilities, or just plain fear of their economic future. How we feel about money does matter: in how we earn it, avoid it, spend it irresponsibly, hoard it, or treat it greedily.

For those of you familiar with my work, you know the core of my teaching is examining your ‘money blueprint’: the thoughts and feelings you attach to your perception of money. I hear something like this more often than I could count: ‘When I go to spend on myself I feel guilty, or when my immediate family asks for money I feel resistance.”

The question is why someone would feel guilt.

Thoughts precede feeling, so what thought is in front of the feeling of guilt?

That answer is going to be different for everyone. It could be based on what you saw when you were young from one or both parents. It could be based on what you heard about money. It could be based on an incident that occurred where you lost money, somebody you know went bankrupt, or where there was no food.

You don’t have to be a psychologist to figure out that if you have negative thoughts around money, your experiences with money are going to be what? Negative.

The point is for us to become conscious of those thoughts that impede our happiness and security, including financially. In my experience there are many, many people who don’t realize how their perceptions of money are shaped by past experiences that are still affecting their present and, potentially, their future.

So how do you begin changing those negative thoughts and feelings toward money into a pattern that serves you and your financial future?

EXERCISE:

Find a quiet space and take a few moments to relax: deep breaths, meditation music, whatever gets you there.

Now honestly examine how you feel when you think of the word “money.” What kinds of feelings does this word bring up: anxiety; a penny-pinching impulse; an impulse to buy something you know you shouldn’t that leads to guilt? Guilt over not having enough? Have enough but still miserable?

Believe me, I’ve heard it all! There’s nothing new under the sun when it comes to people’s relationship with money. The urgency here is for you to be honest with yourself, even if negative feelings and thoughts come up. The whole point is to transform those into thoughts and feelings that serve you.

Once you’ve identified the truth of your emotional relationship with money, go to what created that emotion. What happened to make you feel that way? What’s the event behind the emotion? Memories of parents arguing over finances? A broken relationship due to money issues? Experiences of poverty? Spending so much on something unnecessary that it cost you something else that was important to you?

Once you’ve identified the moments, experiences, or root causes of your current emotional responses to money, hold that thought in your heart and say, “Thank you for the lessons you taught me, but now I need to let you go.” Really meditate on this until you’re not just believing what you’re saying, but you know it to be true.

There’s a saying that the past does not equal the future, but I don’t fully agree with that. The past does equal the future if you continue to do the past. You have to stop reacting to what happened in the past for there to be a new future.

The universe is kind of like a big brother. It says, “If you can’t handle what you’ve got, why should I give you any more? Show me you can balance!” The universe wants what’s best for you. Know that you can handle money and you’ll get more. That’s how it works.

Take a few moments to examine your emotional relationship to money. Ideally take at least 30 minutes to an hour. The investment of time is well worth transforming your financial future!

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For Your Freedom,

2 Simple Steps To Following Through On Your Commitments And Quieting Your Monkey Mind Once And For All

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When it comes to self-development programs, lots of people do more than one. These courses aren’t all the same, so it’s not at all uncommon to do more than one.

Unfortunately, what’s also common is the problem of follow-through: people not quite reaching the finish line of a long-cherished goal that motivated them to take the program in the first place.

That initial energy and excitement often fizzles a week, a month, or few a months afterward. Something gets lost in the translation from intention to completion. I see it happen all the time.

It’s what I call the Monkey Mind.

I was inspired by this analogy reflecting on a trip I took to India recently, watching the behavior of those monkeys near the Himalayas you see on nature channels. When you watch them you realize … they’re all over the place! Scattered, chirping, jumping from here to there. They’re grabbing everything, can’t hardly sit still for a minute, very unfocused.

That’s how the mind works! One part says, “This course will be good for me, I need this,” but then lets the Monkey Mind take over, and then … it’s over!

Your Higher Self must control your Monkey Mind.

Most people can’t do that. You don’t need to be a psychologist or personal development guru to know this.

So what are some simple things you can do to get the monkey out of your head that and accomplish the things you say you most want to accomplish?

1. Trust Yourself. Trust is about integrity. When you don’t do what you say you’re going to do, you lose confidence and trust in yourself. Then that cycle repeats itself and becomes a pattern. When someone else doesn’t do what they say they’re going to do, you lose trust in them, yes or yes? Conversely, once you start to do whatever it takes to keep your word, you feel good about yourself. That’s going to spill over into every other part of your life.

Start with this exercise. I want you to get comfortable, taking three big breaths. Big inhale and big exhale. Take as many breaths as you need to get fully relaxed. When you’re there, close your eyes and think of one thing that you have put on the back burner this year. A do-it-yourself home improvement project? Commitment to a gym or exercise routine? A first chapter of a book you’ve been thinking about writing? Signing up for that seminar that could help resurrect a dormant dream? Whatever this is for you.

Now ask yourself, Is this something I really want to complete? If yes, then I want you to write that down and come up with one single action toward completing this goal. Not five or 10 actions. I said just one. Why? Because when we complicate things, we tend to not do them. I always say, “Simple is doable, complicated is interesting.”

So lets start with something simple and doable, and then use the power of momentum to continue pushing forward.

2. Prioritize. To continue developing discipline, you’ve got to straighten out your priorities.

Make a list of your daily habits. Of those, what’re the habits that are really not supporting you? Is it looking at emails as soon as you get out of bed before you even go to the bathroom and brush your teeth? Looking at your phone every five seconds while eating? Spending money and time on lunch out when you could bring something from home and use that time productively?

Again, however long this list may be (if you’re honest, there’ll be at least a few), pick only one unsupportive habit that you’re committed to changing. Try it for a month — heck, up the ante and make it 90 days.

If you’re successful, reward yourself! Make the reward something you normally wouldn’t treat yourself to. If you don’t make it to that month, two-month, or three-month marker … don’t beat yourself up. Simply pick another unsupportive habit to change that is … what? Simple and doable!

You have to prioritize what’s most important to you, and you have to commit to following through on your priorities. Your word must become law in the universe. You’re not going to do things just because you said you were going to do them. You complete them so you can practice controlling your Monkey Mind.

As you continue to practice controlling your Monkey Mind, the easier it will get.

Finishing what you start isn’t just one of those sayings that sounds good in theory, like a rah-rah motivator. This matters in all areas of your life: relationships, business, community, teams, etc. It’s the key to sustaining trust and connections with others, connection to your Self, and in attaining success in every endeavor.

Tough Love Mentoring Program

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Get your questions answered by me every month with our Tough Love Mentoring calls.

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So are you with me? What are you going to commit to changing or achieving? Remember to make it simple and doable. Comment below and let’s talk about it.
 

For Your Freedom,

The Resolution that Lasts a Lifetime

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Christmas and New Year’s celebrations, at their roots, have had historic importance worldwide for thousands of years. Many ancient peoples celebrated the Winter Solstice with different kinds of festivals and rituals with themes of death, birth, gifting, praising, etc.

Some historians trace New Year traditions back to the Babylonians of 4,000 years ago. For them, this time of year meant paying off debts or returning borrowed items, a different way of “resolving” their issues.  There was a sense of accountability as well as celebrating what’s to come. We have our parties and Auld Lang Syne too, yet our resolutions tend to focus on ourselves: losing weight; quitting smoking; or making a million dollars—being better or more than we were before.

You don’t need New Year’s to remind you to stay on track toward your goals. Success-building is a daily routine, yes or yes? The fact is, though, that most people are not going to keep their resolutions. Some surveys suggest only about 8% will stick to their resolve by year’s end, and a whopping 45% will fail by the end of January!

While the reasons range from fear of success or failure to resolving the wrong things for the wrong reasons, maybe we should resolve instead to grow every day, one day at a time. This is what it really means to be present. It’s not a coincidence that we use the same word to recognize the now-moment as we do to define a gift.

The seed of all the great things in our lives—who we are; who we want to be; what motivates our desires, what determines whether or not we achieve success—is happening right now. Everything. If we want quality answers that are meant to ease our anxieties about the future, it means we have to ask quality questions now, which is the quality of present moment awareness. As our awareness expands so does our vision, our ability to be in tune with what is happening—what will happen—as our intuition guides us in spite of uncertainty.

Our ancestors wouldn’t have survived if it weren’t for planning and anticipation of the inevitability of change, guiding their ability to plant, harvest and know when not to. Nor would they have had reasons to ritualize endings, beginnings, celebration of success or reflect on past mistakes if it weren’t for planning for the change of seasons. It’s in our best interest to plan as much as we can to work toward what we want to see happen. The truth is, though, we don’t always know what’s coming around the corner. We can take educated guesses, but there’s no such thing as absolute certainty.

In the end, all we ever really have is now, and this is where we will find our richness. Now is when we can reflect, think, make decisions, act or not act—not tomorrow. There’s always only now. Giving yourself to the present moment is the best gift of all—it’s the resolution that lasts a lifetime, every minute of every day. It’s in the present that all things become possible.

From the entire Harv Eker International Team, Happy Holidays and have a great start to another year of growth, learning, happiness, success, and richness!

For Your Freedom,

Be Grateful!

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Be grateful!

We hear it all the time, at least in a community of fellow seekers who want to grow their financial success building as much as their spiritual peace. Life has its highs and lows, but the one thing that’s the same no matter where we are on the wheel is that there are always many things to be grateful for.

It’s easy to be grateful when it doesn’t really require a ton of effort, like saying “please” or “thank you.” It’s easy to be grateful when things are going great. But what about when things aren’t going quite as planned?

Everyone’s been there. The mind starts going into “what’s wrong,” or what’s not enough, what’s too much to deal with, too much to do in order to overcome an obstacle and reach a goal. In some ways it’s natural, but when it becomes a habit then the pity party is simply a safer choice.

The truth is it takes much more courage to appreciate what we’ve got—no matter how little it may seem—than it is to surrender to the scarcity model and let ourselves off the hook for taking action because something isn’t enough.

Our egos will tell us that if we spend too much time being grateful for what we have, we won’t try to get more, and we’ll become stuck with being “content” instead of happy.

Wanting what we currently have has nothing to do with somehow tricking ourselves into “settling.” Just because you’re buying an economy car now that’s practical but not so hot-looking doesn’t mean you won’t want a Ferrari three years from now when you’re rich. It’s not hard to be grateful for that fact that you have four wheels to drive that gets you where you need to go. There are plenty of people in this world that don’t have that, with consequences we couldn’t imagine.

It’s the lack-based protective mind that continuously hungers for more, like a squirrel hoarding nuts for winter. The scarcity model, constantly looking around, overlooks and discounts what’s right in front of us. We have to constantly remind ourselves to look for “what’s right” in our lives instead of “what’s wrong.”

Then we’ll be less likely not to forget to show our appreciation to the people who are closest to us; our family, friends, loved ones, co-workers, employees. Then there are teachers, postal workers—all the people that make our daily lives more convenient and enrich our larger communities. And let’s not forget to say “thank you” to the Universe for our many blessings.

Gratitude particularly holds true when it comes to finances. To have abundance, be grateful for and properly manage whatever wealth you have now, even if you don’t think it’s much. Why? If you’re not appreciating what you already have, that means you’re not maximizing what’s available right now. If you can’t do that, why should the Universe believe you can handle more?

Now it’s your turn: Who and what have you not fully appreciated?  What are some of the things that you think we tend to take for granted? Below list the people and things in your life for which you are grateful. Show your appreciation to the people who mean the most to you for all that you have.


For your freedom,
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Purpose is the Truth

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Notice how the universe supports us in living. We are intended to have the perfect combination of gases so we can breathe, and food that just grew from the ground for our picking well before we became agricultural communities. These are not flukes of nature. To deny this is to deny that the universe is on purpose-and to deny that everything in it, including us, is on purpose.

Purpose is a tricky term. After all, how can anyone be sure that they are living their purpose?

There are two types of purposes. The first is the purpose of life, which consists of three sub-purposes, if you will. There are a number of fill-in-the-blanks to the statement, “The purpose of life is to …” I think, though; there are some core basics to the purpose of life.

One important purpose for us all is to add value—to this planet, for this generation and those that follow. Adding value could easily include procreation, to nurture and love a being in hopes that they will do the same for others.

Another purpose of life is to learn and growto evolve our consciousness, which includes spirituality.

A third component is not just simply enjoying the fruits of our labor, nor just strictly enjoyment in terms of material satisfaction and pleasure, but that we also enjoy the journey, which could very well (probably, for most) entail some trial and tribulation. In other words, to appreciate everything.

By no means do I think that those are the only three important purposes in life, though I think they are fairly basic to everyone on the planet.

The second type of purpose, though—our personal purpose, or mission, is obviously going to be unique for each and every one of us. This kind of purpose includes all the other purposes in life that we can think of, but it mostly focuses on that first—adding value to others and to the planet.

In the Hindu tradition this translates to dharma, or duty. Author Carolyn Myss calls it our sacred contract with the divine, a belief that each person has their dharma to fulfill on this earth, to help make the earth whole; a specific calling, a specific piece of the puzzle to help define the bigger picture.

God forbid, but if we lost an eye or a limb, we could go on, yes? But things just wouldn’t be the same either. That’s what it’s like for this world to not be gifted with those who aren’t living their dharma. Others can survive without your piece of the puzzle, but it’s just not the same.

We not only have unique talents but unique ways of expressing those talents. This is the way we become rich spiritually and financially—by matching those unique talents and forms of expression with the needs of your fellow human beings.

Live your life based on your mission. Honor your dharma. Fulfill your sacred contract. Everything else in life is built on the truth of your purpose. It will bring you happiness, fulfillment, meaning, and success.

You are not only important in this world, you are essential! If you weren’t, you wouldn’t be here.

What’s your dharma? How did you come to recognize and know that it’s true for you? Help yourself and/or others come to greater understanding of themselves. Leave me your comments below!


For Your Freedom,

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