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Category Archives: Financial Freedom

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Take It Easy

Posted on by 68
business man kicking feet up in field

There’s a book out there called “Life Was Never Meant to be a Struggle” by Stuart Wilde. The title pretty much says it all, yes?

You sure wouldn’t know it by the way people work and live, though, would you?  The fact is most people suffer through their work if not their lives. They do what they do because they believe they have to, because they think they should, or because they’re good at it—even in the face of personal unhappiness or financial struggle.

In the past, the type of work we did was based more on necessity than choice. You just did what you had to do or what was available to you. Things have changed pretty dramatically. We have way more options and opportunities today than we can even handle.

And that’s exactly what a lot of peoples’ biggest struggle is when it comes to work. We don’t do what we love because we’re not clear about what we want.

The first place to look is at your natural talents. Natural talents are gifts from the Universe, gifts from spirit, or whatever you want to call your creator. These are things that you do well, that you didn’t have to learn to do. You’re basically born with this skill. It comes easy to you. It’s something that people look at you and go, “You’re natural at that.” And most importantly, you like doing it!

The most obvious reason a lot of people don’t find or create work that they love—and struggle through life because of it—is fear: fear of failure, fear of the unknown, fear of change, fear of rejection, fear of looking foolish, fear of disapproval and even fear of success!

Sometimes people will mask this fear as obligation: to other people, to an idea, obligation to the frickin’ mortgage. If your mortgage is hampering your life, which one do you want to release?   Well, guess which one most people release? Their life! It’s a choice: your mortgage or your life.

Whatever it is that you feel obliged to do, obligation is nothing more than a fear that if you don’t do “this,” something bad will happen. You’re not going to have passion and energy to succeed if you resent doing what you’re doing rather than looking forward to doing it.

I believe life was not meant to be a struggle, while acknowledging that struggles do happen in the form of detaching yourself from all old habits that no longer serve you in your life now. Growth is hard, but once we get through and become more of who we are, the struggle lightens.

We have to unlearn what we believe in order to escape the struggles that the illusion of separation brings—mainly separation from ourselves and from our nature that wants to make things easier.

We are part of a divine source of unlimited power—creators of our own experiences. Those with a strong spiritual connection tend to find that life is easier, living an authentic life knowing who they really are rather than playing a role that society, culture, or religion has dictated.

Then all those other areas open up—work, relationships, finances, etc. Life really shouldn’t be that hard. Unlearn, discover, apply, and for goodness sake, take it easy!

Now it’s your turn- we want to hear from you! Do you utilize your natural talents in your life and more specifically, your work? Is what you do for work your passion, or are you simply working to pay the bills each month? Share your opinion and experiences with us, your feedback is valuable to our community!

 

Get the Ball Rolling in 2013

Posted on by 106
2013 written in sand

After the initial enthusiasm over new years resolutions for 2013 dwindles, keeping motivated, committed and moving toward accomplishing those goals is often tough. For many of us, our resolutions slowly vanish from our daily thoughts and actions and we wind up creating those same EXACT resolutions the following year.

 

So what’s the secret formula to staying on track with your new years resolutions? 

Taking ACTION and staying CONSISTENT! To hell if conditions aren’t perfect, or if this circumstance isn’t quite ideal or that person isn’t following through the way they said they would. We’ve got to take all these principles learned throughout the years and put them into action.

This can become another one of those “Duh, Harv” moments. “Of course you have to take action and stay consistent.” But are these two principles that most people follow and really live by?

That’s exactly where a lot of people get stuck and give up on their goals, even those with greater awareness and knowledge. You know you want to work out, need to get into better shape for the sake of generating more energy to work your mission. But what step is often the hardest to take? It’s not the goal you set nor the resolution you create for yourself. It’s the first step that’s the hardest!

Sometimes getting the ball rolling can feel like pushing a boulder uphill, metaphorically speaking. You need to build the next muscle and final spiritual muscle that separates the successful from those still waiting at the gate: momentum.

Momentum is that force that makes it easier for someone who’s successful to do what’s right than to do what’s wrong. Momentum is that process of getting that snowball moving. The hardest part about working out is getting to the gym.  Once you get there, it’s not that hard to do.

When you’re in motion, that’s when things begin to line up, not before (that goes for you perfectionist!). A body in motion will remain in motion and a body at rest will remain at rest. What do we want to do? Get into motion! Once you’re there, it gets easier. We already know that. Now we need to just do it.

What in your life do you need to get started and adjust as you go? What have you been waiting for? What’s the fear? Is that true or did you just make it up?

For 2013, I challenge you to set smaller, incremental goals for yourself to gain momentum, and then adjust those goals as you go. Don’t forget to celebrate EVERY goal accomplished, no matter how small.

Now we want to hear from you! What changes will you make in 2013 to get the ball rolling and really gain some momentum for the best year of your life? Share your plans in the comments below and let our online community support you and give you ideas to move you in the right direction!

Happy New Year!  

 

Work Hard to Hardly Work

Posted on by 61
american gothic painting

You’ve probably seen this painting periodically throughout your life called American Gothic by the artist Grant Wood. It shows an older man and woman, farmers presumably, standing stoically in front of a farmhouse, the man holding a pitchfork.

Art is subjective—what you see may not be what someone else sees—but even the casual viewer of this painting will see two people devoid of any emotion that would make the viewer stoked about the idea of ‘hard work.’

The painting, so the myth goes at least, points toward the idea that hard work is a rewarding virtue in itself. It’s implied as if the reward of hard work is something that just naturally happens as a result of our having ‘paid dues.’

Please understand I’m not ragging on farming or anything that requires hard, physical labor. I am, however, ragging on the idea that hard work is a ‘virtue’ that we should be carrying into our retirement years.

Unfortunately, these myths we grow up with impact our psychology more than we sometimes give credit. So many people judge success on superficial factors—like the prideful vanity of using a line like “I work hard” to bludgeon other people with—but also on the wrong metrics of measuring success to begin with. The number of hours worked and tasks completed may produce more money per paycheck, but it’ll also mean you’ll end up with those long, tight faces like in American Gothic.

Do years of hard work and little enjoyment of life, yet having a ‘comfortable’ retirement, equate to success? Maybe, but you could just as easily look at it as poor time management and a waste of personal strengths and skills—doing stuff that (often) makes us miserable for a little bit more money and for vanity’s sake—“I’m a hard worker.”

If we’re honest with ourselves, the only realistic goal of playing the money game while being truly happy and fulfilled is to play for eventual freedom from work—way sooner than retirement. Don’t misunderstand me here: the most valuable things in life aren’t going to come easy and they’re often not going to come without some pain and effort.

If you’re going to work hard, you might as well be working hard at working less.

The real measure of success is how free you are—financially, mentally, emotionally, and spiritually—to live life the way you want to live it.

Now it’s your turn, I want to hear from you! How are you going to practice working hard at working less right now? Or better yet, what specifically in the financial, mental, emotional and spiritual areas of your life will you practice this principle? Share your comments here, your feedback is valuable!

There’s No Freedom in Waiting to be Rich

Posted on by 76
empty wallet


It’s one of the most basic questions ever: What do you and 99% of the population want most?

Most people will say “More money.” Specifically, we want to be rich. Who wouldn’t? If you’re rich, you really don’t have much to worry about, except maybe what to do with all that money, or maybe what to do with that “distant cousin” you never knew, who all of a sudden shows up when they find out you’ve got some money. Still, that’s a problem most people will gladly accept.

More money means material comforts, and doing what you want when you want without having to answer to anybody. No bosses, no deadlines, no evaluations—being in charge of your own life. Since this is so apparent … why are we even talking about it?

Because sometimes, the obvious is so obvious that we miss the bigger picture. When we talk about wanting to be rich, what are we really talking about; money, or freedom?

There’s a pretty big difference between the two, no? Does having more money absolutely mean having more freedom, or security, or even peace of mind? Not necessarily. Being rich certainly provides material convenience, but you and I know there are plenty of rich people out there who are completely miserable. Sometimes they miss the whole point of being rich—i.e. freedom and happiness. Instead, they work even more than some middle class people, who struggle just as hard, because some rich folks think they have to work harder in order to stay rich and “free.” Can you believe that?!

So in the end, what are we really after? What do we really want?

What we’re really seeking is a feeling that we associate with being rich. The house we want can give us a sense of comfort. The car we want can heighten a feeling of importance. Travel and toys can bring excitement and stave off boredom. But you don’t have to wait to be rich in order to have these things or experience the feelings of freedom and happiness.

The goal isn’t to get rich in order to be free. Let’s turn that around! Get freedom first, and then being rich becomes icing on the cake.

How do we get free now? Financially speaking, you do this by creating passive income vehicles—some to build, some to buy—letting those streams gather momentum over a few years, reaping the rewards, then doing more of this with other passive income structures. This way, you get the material wealth that gives you tangible freedom from having to worry about working—one of the basic goals of our desire to be rich—and if you really know what it is you really want, you get the happiness part of it as well.

Freedom is only as good as the results of your true intentions. In other words, keep the endgame in mind. We’re not getting rich to be free. We want to be free and then enjoy the benefits of being rich. This is not something we have to wait for to arrive in the future. There’s no freedom in waiting.  Freedom starts now.

Working Richer, Not Harder

Posted on by 111
planet sprouting from money

The idea of multiple streams of income sounds great, yes? If you lose one stream, you have others flowing in still. The problem is—especially with a lot of entrepreneurial-types—people don’t think about the kind of income they want to create.

You can have multiple sources of income and still play the role of worker-bee. Anybody who has had two or three jobs at a time knows that. Multiple incomes won’t mean much to your freedom if you still have to work like a dog for it. The difference is between linear and residual income.

Linear means you work once, you get paid once. That’s a job. Residual means you work once, and you get paid hundreds or thousands of times.

How do you know if you’re earning residual income? When you woke up this morning, were you richer than when you went to bed last night? If the money flows in while you sleep, this is a good thing. Duh! That’s always been the goal, yes?

It may sound like another one of those classic no-brainers, but frankly most people don’t get this concept. They end up working for years and years, trying to figure out how to make some money, but don’t ask the question, ‘Is it residual income?’ If it’s not residual income then don’t do it, because it takes you too slavery, not to freedom.

If you’re going to starve in order to do something—to create some kind freedom for yourself—then only do things that will take you to the kind of freedom you want. Most people end up starving doing linear income, so they have to keep going back to work. And every time they go back to work, they’ve got to get their daily fix of distraction after spending all their time making little money for themselves while the people who own the company they work for take the lion’s share. They don’t have any time left over when they get home to create any kind of streams of income that can last while they’re sleeping.

Here’s another problem people have—fear and uncertainty. You’re not going to know how to do what you want to do before you do it, and most people are waiting to know enough to be able to take action and go do it, which will never come.

You didn’t learn to drive a car by watching a video, did you? You got in the car, sputtered between the brake and the gas—driving your parent somewhere between frightened and resigned—but then you finally got pretty good at it. The things you want to do you have to do!

Everybody wants to be a millionaire, but only a few people will do whatever it takes.

Most people are stuck into these little straight-jackets about what’s right and what’s reasonable

A lot of people say, ‘Well, that idea I had to start a business was just a thought.’

Someone else once said, “No thought can reside in your brain rent free.” Every thought has a consequence. Some of those thoughts are very expensive!

And they cost our time, our enjoyment of life. A simple twist in how we look at the income game. How do you maximize your time and energy? How do you take what is already available to you right now to the next level?

Share your ideas or insights. We want to hear from you!

 

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